Bank customers in India can associate their Aadhaar card with their bank account online and offline. For Online Aadhaar Card seeding with Bank Account, customers can utilize the bank’s mobile app, net banking or the bank’s official website. However, customers must be registered with the bank to avail themselves of this service. Offline, customers can also link their banking account with Aadhaar via text message, provided all banks may not offer this service.

Benefits of Aadhaar Card seeding with Bank Account: Government deposit aids like welfare funds, scholarships, etc., are enabled directly into your account. Subsidies from the government on commodities such as gas, food grains, and agricultural items can be directly transferred to your account when your Aadhaar is connected. Seeding Aadhaar with bank accounts reduces the likelihood of fraudulent practices. Furthermore, the AEPS (Aadhaar Enabled Payment System)’s online, interoperable framework allows individuals to access their funds from any location within the country.

Aadhaar Card Seeding with Bank Account – An Overview

Name of Authority	Unique Identification Authority of India (UIDAI)
Name of Scheme	Seeding Aadhaar Card with Bank Account
Mode of Linking	Online and Offline (via SMS)
Status	Mandatory for all Indian nationals
Official website	uidai.gov.in

Seeding Aadhaar with Bank Account via Bank’s Mobile App

Banks have streamlined the process for customers to connect their Aadhaar by integrating an Aadhaar connection feature within their mobile apps. Below is a method to associate your Aadhaar with your bank account using the bank’s mobile app:

1. Sign in to mobile app of your bank.
2. Go to the “My Accounts”, under the “Services” section, and select the “View/Update Aadhaar card” option.
3. Enter your Aadhaar number in the relevant field, then press the “Submit & Connect” button.
4. A notification will inform you of the successful association of your bank account with your Aadhaar card.

Note: In addition to the online method, Aadhaar can be linked to bank accounts offline by visiting a bank branch or a nearby ATM.

Seeding Aadhaar with Bank Account via Net Banking

Following steps guide to associate your Aadhaar card with your bank account via online/net banking:

1. Access your bank’s official banking site, for example, https://netbanking.hdfcbank.com/netbanking/ (for HDFC bank only).
2. Log in by entering your Customer ID/ User ID and click “Continue”. On the next window, enter your account password and click “Login”.
3. Navigate to “My Account” and select the “Link Aadhaar with Bank Account” option.
4. Input your transaction password to proceed with the Aadhaar linkage.
5. You’ll be redirected to a new page to input your Aadhaar number for verification.
6. After entering your Aadhaar details, click the “Submit” button. Enter the OTP received on your phone and proceed.
7. You’ll receive a notification confirming the successful addition of your Aadhaar to your bank account.

Aadhaar Seeding with Bank Account through ATM

Bank customers can utilize the bank’s ATM facility to synchronize their Aadhaar with their bank account. The following are the essential steps to accomplish Seeding your Aadhaar card to your bank account via an ATM visit:

1. Insert your ATM card in the machine and type in your PIN after the prompt.
2. Navigate to the “Services” and then “Registration” menu.
3. Next, press the “Registration for Aadhaar Seeding” option.
4. Indicate your account type (Savings or Current type) and key in your 12-digit Aadhaar.
5. Twice confirm your Aadhaar number and Seeding status, then press the “OK” button.
6. An SMS confirming the successful Seeding will be received on your mobile.

How to Link Aadhaar Card with My Bank Account?

Customers can link their accounts with Aadhaar by personally visiting their respective banks. It’s also possible for an individual to link their Aadhaar to their bank account via SMS, though this option isn’t available with all banks. Additionally, several banks offer the option to integrate Aadhaar with the bank account using a Missed Call Service.